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Work out the numbers before you decide.
Free calculators for buyers, tenants and landlords. No sign-up, and nothing you enter is stored.
Know your numbers
What will the bond, and the transfer duty, really cost?
Move the sliders. Get a realistic monthly instalment and the SARS transfer duty before you fall in love with a price.
Estimated monthly bond
R0 / month
- Loan amount
- -
- Transfer duty (individual)
- -
- Total interest over the term
- -
- Gross income banks usually look for
- -
Indicative only. Transfer duty uses the SARS rates for individuals from 1 April 2025. Excludes conveyancing, bond registration and deeds office fees. Fatima can arrange an exact quote.
What does it really cost to move into a rental?
Move the sliders. See the cash you need on day one, what the home costs each month, and the income landlords usually look for.
Cash needed to move in
R0 once-off
- First month’s rent
- -
- Deposit
- -
- Lease or admin fee
- -
- Monthly cost with utilities
- -
- Gross income landlords usually look for
- -
Indicative only. Deposits and fees differ by property and landlord. The income figure uses the common guide that rent should be about 30% of gross income. Fatima will confirm the exact amounts for a property.
For landlords
What does your rental really return?
Move the sliders to see the yearly return on a rental property, before and after costs.
Net return per year
0% after costs
- Gross return, before costs
- -
- Rent per year
- -
- Costs per year
- -
- Net income per month
- -
- Net income per year
- -
Indicative only. Excludes bond repayments, tax and months when the property stands empty. Fatima can give you a realistic rental figure for your property.
More ways to get started
Need a person, not a calculator?
Free written valuation
Find out what your property is worth, with the sales behind the figure.
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